Ibercaja.es

Ibercaja.es

Ibercaja is a major Spanish banking group headquartered in Zaragoza, Spain. Here are the key points about Ibercaja:

Overview

- Full name: Ibercaja Banco, S.A. - Founded in 2011 as the banking arm of the savings bank Caja de Ahorros y Monte de Piedad de Zaragoza, Aragón y Rioja - One of the largest banking groups in Spain - Provides retail and commercial banking services to individuals and businesses

Size and Reach

- Serves approximately 2.5 million customers - Has 893 branches across Spain - Employs around 4,914 people - Total assets of 53.141 billion euros (as of December 2024) - 10th largest bank in Spain by volume

Services and Products

- Retail banking (accounts, loans, mortgages, etc.) - Commercial banking for businesses - Investment products (funds, pension plans, etc.) - Insurance services - Digital banking platforms

Key Features

- Strong regional presence, especially in Aragon - Focus on personalized customer service - Commitment to sustainability and social responsibility - Investing in digital transformation

Digital Banking

- Offers online and mobile banking through Ibercaja Digital - Provides features like account management, transfers, bill payments, investment tools

Corporate Structure

- Main shareholders are foundations:

 - Fundación Ibercaja (88.04%)
 - Fundación Caja Inmaculada (4.73%)
 - Fundación CB (3.90%)
 - Fundación Círculo Burgos (3.33%)

Recent Developments

- Focusing on improving efficiency and profitability - Expanding digital services and capabilities - Implementing sustainability initiatives - Returned public aid received during financial crisis

Regulatory Information

- Supervised by the European Central Bank as a Significant Institution - Adheres to Spanish and European banking regulations

Ibercaja aims to combine profitability with social responsibility, focusing on customer service while adapting to the changing financial landscape through digital innovation and sustainable practices.