Ibercaja.es: Difference between revisions
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= Ibercaja.es = | |||
Ibercaja is a major Spanish banking group headquartered in Zaragoza, Spain. Here are the key points about Ibercaja: | |||
== Overview == | == Overview == | ||
- Full name: Ibercaja Banco, S.A. | |||
- Founded in 2011 as the banking arm of the savings bank Caja de Ahorros y Monte de Piedad de Zaragoza, Aragón y Rioja | |||
- One of the largest banking groups in Spain | |||
- Provides retail and commercial banking services to individuals and businesses | |||
== Size and Reach == | |||
- Serves approximately 2.5 million customers | |||
- Has 893 branches across Spain | |||
- Employs around 4,914 people | |||
- Total assets of 53.141 billion euros (as of December 2024) | |||
- 10th largest bank in Spain by volume | |||
== Services and Products == | |||
- Retail banking (accounts, loans, mortgages, etc.) | |||
- Commercial banking for businesses | |||
- Investment products (funds, pension plans, etc.) | |||
- Insurance services | |||
- Digital banking platforms | |||
== Key Features == | |||
- Strong regional presence, especially in Aragon | |||
- Focus on personalized customer service | |||
- Commitment to sustainability and social responsibility | |||
- Investing in digital transformation | |||
== Digital Banking == | |||
- Offers online and mobile banking through Ibercaja Digital | |||
- Provides features like account management, transfers, bill payments, investment tools | |||
== Corporate Structure == | |||
- Main shareholders are foundations: | |||
- Fundación Ibercaja (88.04%) | |||
- Fundación Caja Inmaculada (4.73%) | |||
- Fundación CB (3.90%) | |||
- Fundación Círculo Burgos (3.33%) | |||
== | == Recent Developments == | ||
- Focusing on improving efficiency and profitability | |||
- Expanding digital services and capabilities | |||
- Implementing sustainability initiatives | |||
- Returned public aid received during financial crisis | |||
== Regulatory Information == | |||
- Supervised by the European Central Bank as a Significant Institution | |||
- Adheres to Spanish and European banking regulations | |||
Ibercaja aims to combine profitability with social responsibility, focusing on customer service while adapting to the changing financial landscape through digital innovation and sustainable practices. | |||