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  • 15:39, 21 March 2023 Lukegao1 talk contribs created page How to Be Responsible with Your First Credit Card (创建页面,内容为“ Getting your first credit card can be exciting, but it also comes with a lot of responsibility. Here are some tips on how to be responsible with your first credit card: 1. Understand how credit works: Before you start using your credit card, make sure you understand how credit works. This includes understanding the interest rates, fees, and credit score. 2. Create a budget: Set a monthly budget and stick to it. Use your credit card only for purchases that f…”)