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  • 07:38, 14 March 2023 Lukegao1 talk contribs created page How to Avoid Bad Credit (创建页面,内容为“ Maintaining good credit is important for many reasons. It can help you qualify for loans, get better interest rates, and even help you land a job or an apartment. Here are some tips to help you avoid bad credit: 1. Pay your bills on time: Your payment history is the most important factor in determining your credit score. Late payments can hurt your credit score and may even result in additional fees or interest charges. 2. Keep your balances low: Try to kee…”)