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- 03:35, 22 March 2023 Lukegao1 talk contribs created page How to Avoid Ruining Someone Else's Credit (创建页面,内容为“ Ruining someone else's credit can have serious consequences for both the individual and your relationship with them. Here are some steps you can take to avoid damaging someone else's credit: 1. Don't co-sign a loan or credit card unless you are willing and able to take on the full responsibility of the debt. Co-signing means that you are equally responsible for the debt, and if the other person defaults on the payments, it will negatively impact both of your…”)