Editing Openai/68543586-b3fc-8004-86a9-b3760b4894b0 (section)

=== Assistant: Yes — absolutely. ===
Yes — absolutely. People who are owed commission payments are considered creditors in bankruptcy law.

==== Under 11 U.S.C. § 101(10) of the Bankruptcy Code: ====

: 

A claim includes:
* The right to payment of money, whether or not it’s: - Legally enforceable yet - Fixed or contingent - Disputed or undisputed

==== In your situation: ====
* You (and others) were independent contractors who earned commissions
* The company owed you money
* They failed to pay, but still issued 1099s
* That makes you a creditor holding an unsecured claim

Even if the company disputes the amount, you’re still a creditor — and you must be listed in the bankruptcy schedules.

==== You should appear on Schedule E/F under: ====
* “Unsecured Nonpriority Claims”
* Described as: “Unpaid commissions – Independent Contractor” or similar

The company must also include:
* Your name and mailing address
* The amount owed (or marked as “unknown” if not calculated)
* Whether the debt is disputed, contingent, or unliquidated

==== If you (and 3,000+ others) are not listed: ====
* The company is violating its duty of full disclosure
* It may be trying to conceal debts, which can: - Trigger an investigation - Lead to sanctions or fraud findings - Justify a Rule 2004 examination or reopening of the case

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Would you like a brief template declaration or letter stating your status as a creditor and that you were not listed? This could help you file individually or on behalf of your group.