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Openai/6956bc7e-312c-8000-b30d-f1635eecbce9
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===== 合約與簡訊裡出現這些話: ===== * 「違約賠償30%貸款金額」 * 「一次性賠償10萬元 / 30萬元」 * 「刑責3年以上10年以下」 我可以很明確告訴你: 🔴 民間公司沒有資格自己認定刑責 🔴 刑責不是寫在合約就會成立 🔴 民事違約 ≠ 刑事犯罪 這是恐嚇用話術,不是法律。
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