Editing 硬件钱包增长10000文章列表 (section)

== 7901~7950：硬件钱包与保险理赔 (Insurance & Claims) ==

# "'''Insuring Crypto 101: Common Policies Covering Theft, Damage, or Device Loss'''"  
# "'''Case Study: A High-Net-Worth Individual Purchasing $5M in Cold Wallet Coverage from Lloyd’s'''"  
# "'''Underwriting Factors: How Insurers Evaluate Your Security Practices'''"  
# "'''Policy Exclusions: When Fraud, Negligence, or Social Engineering Voids Crypto Insurance'''"  
# "'''Third-Party Custodial vs. Self-Custody: Different Premium Rates & Coverage Caps'''"  
# "'''Case Study: A Family Office Combining Cold Storage + Vault Insurance to Protect Generational Wealth'''"  
# "'''Claims Process Breakdown: Documenting Incident Timelines & Proving Key Ownership'''"  
# "'''Hot Wallet vs. Cold Wallet Risk: Insurers Explaining Why Offline Storage Commands Lower Premiums'''"  
# "'''Declaring Device Location: Whether Storing at Home or a Bank Vault Affects Coverage'''"  
# "'''Case Study: An Enterprise Treasury Reimbursed After a Firmware Exploit, Thanks to a Specialized Policy'''"  
# "'''Cyber vs. Physical Attacks: Distinguishing Digital Hacking from Real-World Theft for Claims'''"  
# "'''Co-Insurance Pools: Splitting Large Policies Among Multiple Underwriters'''"  
# "'''Case Study: A Whale’s Automatic Policy Renewal Triggered by Quarterly Self-Custody Audits'''"  
# "'''‘Proof of Loss’ Requirements: Ensuring You Have Log Evidence for Transactions'''"  
# "'''Act of God Exceptions: Natural Disasters & Coverage for Lost or Destroyed Seed Plates'''"  
# "'''Case Study: Tornado Survivors Who Recovered Their Seeds and Claimed on a Protective Policy'''"  
# "'''Partial vs. Full Coverage: Weighing Premium Costs vs. Potential Reimbursement Caps'''"  
# "'''Bundling Insurance: Pairing Homeowner’s Coverage with a Rider for Crypto Devices'''"  
# "'''Case Study: A Mining Firm Deploying Multi-Sig & Gaining Corporate Insurance at Lower Rates'''"  
# "'''Industry Partnerships: Wallet Makers Collaborating with Insurance Brokers for Integrated Solutions'''"  
# "'''Forced Compliance Audits: Some Policies Demand Regular Security Drills & Inspections'''"  
# "'''Case Study: A Business Resuming Operations Post-Theft, Thanks to a Quick Insurance Payout'''"  
# "'''Loss-Prevention Tips: Evidence That Regular Firmware Updates Lower Premiums'''"  
# "'''Expert Witnesses: Engaging Forensic Teams If You Need to Validate Claims in Court'''"  
# "'''Case Study: A Developer Tools Startup Recommending Insurance for Beta Firmware Testers'''"  
# "'''Incident Response Plans: Coordinating with Police, Insurers, and Security Experts After a Breach'''"  
# "'''Crypto-Specific vs. General Cyber Policies: Understanding the Differences'''"  
# "'''Case Study: A Store Chain Accepting BTC in Offline POS Systems, Insuring Each Device'''"  
# "'''Mitigating Insider Threat: Policies That Mandate Strict Key Splitting Among Employees'''"  
# "'''Premium Adjustments: Revisiting Your Policy Each Time the Market Swings'''"  
# "'''Case Study: A Maritime Company Using Cold Wallets for Freight Payments—Secured by Marine Insurance'''"  
# "'''Claim Disputes: Navigating Legal Battles if an Insurer Challenges Your Security Setup'''"  
# "'''White-Glove Insurance Services: 24/7 Hotlines & On-Site Investigators for High-Value Clients'''"  
# "'''Case Study: A Sports Team Tokenizing Ticket Sales, Bundling Event Liability & Crypto Coverage'''"  
# "'''Fractional Coverage: Only Insuring a Portion of Your Total Crypto, Minimizing Premiums'''"  
# "'''Forensic Recovery Clause: Ensuring You’re Covered Even If Keys Are Partially Deleted'''"  
# "'''Case Study: A Museum That Tokenized Art, Requiring Insurance for Both Physical & Digital Assets'''"  
# "'''Global vs. Local Underwriters: Different Approaches in U.S., UK, Switzerland, Bermuda'''"  
# "'''Claim Timeframes: How Long After an Incident Do You Have to File?'''"  
# "'''Case Study: A Day Trader Exploited by a Phishing Scam, Gains Partial Compensation from a Specialized Policy'''"  
# "'''Captive Insurance: Large Firms Creating Their Own Insurance Arm for Crypto Holdings'''"  
# "'''Physical Attack Coverage: Reimbursement for Robberies That Involve Forced Key Extraction'''"  
# "'''Case Study: A Settlement Freed from a Lawsuit Because the Company’s Policy Covered Employee Wallet Fraud'''"  
# "'''Corporate Governance Requirements: Some Boards Mandate Crypto Insurance for Executive-Managed Wallets'''"  
# "'''Re-evaluating Deductibles: Balancing Monthly Premiums Against Out-of-Pocket Risk'''"  
# "'''Case Study: A Non-Profit DAO Relying on Donor Confidence Through Insured Multi-Sig'''"  
# "'''Subrogation & Recovery: When an Insurer Takes Over Legal Action Against Hackers'''"  
# "'''Ambiguities in Policy Language: Key Phrases to Check Before Signing'''"  
# "'''Case Study: Payout Denied Because the User Wrote Their PIN in an Unlocked Drawer'''"  
# "'''The Future of Crypto Insurance: Automated Claim Validation Through On-Chain Evidence'''"

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