Editing Zenithbank.com (section)

= Zenithbank.com =

Zenith Bank Plc is one of Nigeria's largest and most prominent financial institutions. Here's a comprehensive overview of Zenith Bank based on the information provided:

== Company Overview ==

Zenith Bank was founded in 1990 and is headquartered in Lagos, Nigeria1<ref name="ref5">5</ref>. It is licensed as a commercial bank by the Central Bank of Nigeria and has grown to become one of the largest banks in Nigeria and Africa[6]. As of June 2022, Zenith Bank had over $24 billion in assets and shareholder funds of over $3 billion[6].

== Vision and Mission ==

Zenith Bank's vision is to build a reputable international financial institution recognized for innovation, superior performance and creation of premium value for all stakeholders[1]. Its mission is to establish a presence in all major economic and financial centers in Nigeria, Africa and globally[1].

== Core Values ==

The bank's core values include integrity, professionalism, excellence, ethics, commitment, transparency, and service[1].

== Products and Services ==

Zenith Bank offers a wide range of financial products and services, including:

- Personal Banking: Various types of accounts (current, savings, salary, etc.), loans, cards, and electronic banking services13<ref name="ref15">15</ref>
- Corporate Banking: Corporate accounts, trade finance, treasury services[5]
- Investment Banking: Capital raising, mergers and acquisitions, market-making[5]
- SME Banking: Business accounts and loans[5]
- Digital Banking: Mobile banking app, internet banking, USSD banking (*966#)7<ref name="ref9">9</ref>

== Digital Innovation ==

Zenith Bank is known for its focus on technology and innovation in banking:

- It was a pioneer in digital banking in Nigeria[1]
- The bank offers a comprehensive mobile banking app with features like QR payments, FX transfers, and biometric sign-on[11]
- Zenith Bank provides internet banking services for both personal and corporate customers[9]

== Global Presence ==

While primarily focused on Nigeria, Zenith Bank has expanded its operations to other countries:

- Subsidiaries in Ghana, Sierra Leone, and Gambia[1]
- A UK subsidiary, Zenith Bank UK Limited[1]
- Representative office in China[1]
- Recently opened a branch in Paris, France[16]

== Financial Performance ==

Zenith Bank has shown strong financial performance in recent years:

- In Q3 2024, the bank reported a 125% increase in gross earnings, reaching NGN2.132 trillion[2]
- Profit Before Tax (PBT) grew by 180% to NGN796 billion in the same period[2]
- Customer deposits increased by 69% to NGN15.2 trillion[2]

== Corporate Social Responsibility ==

Zenith Bank is involved in various CSR initiatives, including:

- Annual lighting up of Ajose Adeogun Street in Lagos for the Christmas season[10]
- Organizing tech fairs to promote innovation and technological advancement[10]

== Awards and Recognition ==

The bank has received numerous awards for its performance and services, including:

- Best Bank in Nigeria multiple times in the Global Finance World's Best Banks Awards[2]
- Best Bank for Digital Solutions in Nigeria in the Euromoney Awards 2023[2]
- Ranked as the 10th biggest bank in Africa[1]

In conclusion, Zenith Bank is a major player in the Nigerian and African banking sector, known for its strong financial performance, focus on digital innovation, and expanding global presence. The bank offers a comprehensive range of financial services to personal and corporate customers, leveraging technology to enhance its service delivery and maintain its competitive edge in the market.

== References ==
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